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Certificates of Deposit (CD) is a Great and Safe Way to Save for the Future while Earning a Higher Interest Rate! At First Federal Bank of Ohio, we offer a vast selection of CD terms ranging from 91 days to 10 years.


  • Can withdraw interest after crediting.
  • Offers the ease of crediting interest directly.
  • Withdrawals of principal prior to maturity may incur penalties.
  • Enjoy the convenience of automatic renewal once achieving maturity.​

Please call us at 419-468-1518 or visit nearest branch office with any questions, or to see current rates, penalty amounts, and CD terms.

CD Specials

Certificate of Deposit (CD) Minimum Balance to Open APY Interest Rate Compounding Method Automatic Renewal
7 Month $5,000 4.75%* 4.67% Quarterly 7 months to the 7 month CD rate posted at that time
12 Month $5,000 4.70%* 4.62% Quarterly 12 months to the 12 month CD rate posted at that time
15 Month $5,000 4.65%* 4.58% Quarterly 15 months to the 15 month CD rate posted at that time

*APY= Annual Percentage Yield Interest compounded quarterly. Rate valid as of 8-23-23. Penalty may be imposed for early withdrawal. Fees could reduce earnings. Subject to change without notice.


Statement Savings

Low minimum balance to open account and receive convenient online monthly statements.

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